Pennsylvania Insurance Fraud
Private Investigators

Workers’ compensation fraud costs insurers an estimated $8 billion annually, according to the National Insurance Crime Bureau. There are many types of people whom commit insurance fraud, but studies have suggested that the three primary culprits responsible for the largest portion of workers’ compensation fraud are employers, medical providers, and employees.

Of the $8 billion dollar in fraudulent claims paid out per year, about 20 percent are attributed to fraudulent employee claims, and as a result higher insurance premiums can be assessed to companies that can affect their net revenue. To compensate for the increased premiums, employers may be forced to pass along these increases to employees in the form of wage and benefit reductions, and even layoffs. Consumers can also experience price increases on products and services.

A Direct Answer Investigations, LLC, provides investigative services by properly documenting any evidence that supports a fraudulent claim. Once evidence is obtained, it is immediately uploaded enabling our insurance company clients to view reports, photographs and video.